Do you offer home & auto bundle discounts?

Yes—bundling home and auto can reduce premiums versus separate policies. Actual savings depend on carrier underwriting and your profile.

Which states do you serve?

Missouri and Illinois primarily; some products also available in Florida.

What does general liability cover?

Third-party bodily injury, property damage, and advertising injury. Optional umbrella coverage increases limits.

Do you handle group health plans?

Yes—small to mid-sized group plans plus individual & family options. We’ll compare carriers and plan types.

Can I get motorcycle, RV, and boat coverage?

Yes—policies for motorcycles, RVs, boats & PWCs with options like comp/collision, accessories, and on-water assistance.

Umbrella Insurance Archives - Alexander Insurance Agency

16Feb

Hope for the Best, Cover the Rest: Inside Commercial Umbrella Insurance

Most businesses carry more than one type of liability coverage. General liability, workers’ compensation, and often commercial auto insurance work together to protect daily operations. As companies grow, so does exposure to risk. One claim…

22Sep

“Please Hold The Rainclouds!”: Don’t Let One Claim Wash Away Your Hard Work

Running a business efficiently means dealing with challenges that shift as quickly as the weather. Some days bring sunshine and growth, while others may bring unexpected storms in the form of lawsuits or liability claims.…

10Jun

Rain or Lawsuit, Stay Covered: The Power of Umbrella Insurance

Running a business is exciting—and full of responsibility. You call the shots, make big decisions, and shape your future. But one unexpected lawsuit or serious accident could quickly turn your dream into a financial nightmare.…

11Feb

Reign Over Risk: Get Commercial Umbrella Insurance.

Running a business comes with risks, and most business owners recognize the importance of carrying multiple types of liability insurance. From general liability to workers’ compensation, having coverage in place helps protect your company from…

16Sep

When It Pours, Be Prepared: Why Umbrella Insurance Could Be Your Financial Safety Net

Understanding the Importance of Umbrella Insurance Umbrella insurance serves as a crucial safety net, extending beyond the coverage provided by your home or auto insurance policies. It acts as an additional layer of protection that…

10Jun

Allocating For Exceeded Limits: A Comprehensive Guide To Commercial Umbrella Insurance

A well-equipped small business insurance policy can effectively prepare for the unexpected while keeping your digital checkout humming and everything profitable and afloat. Commercial umbrella insurance can provide an extra cushion in case your base…

26Jun

From Work Mules to Trail Schools: Best ATV Insurance For 2023

From a crisp fall hunting run to summer days spent whirling around dunes, ATVs are a source of fun for many. There are so many ways to work and play with them, as you can…

19Jun

The Deep End’s Inviting Distraction: Homeowners Insurance & Swimming Pool Coverage

A swimming pool is a hot-weather friendly feature in many American backyards, but there can be a slightly risky side to their recreational existence. Nearly 7000 children under the age of 15 were seen in…

14May

Is Umbrella Insurance Is the Right Choice for You and Your Family?

Most families protect their finances with liability insurance, but this more than likely won’t be enough to protect your assets in the event of a more extreme emergency. Umbrella insurance will help prevent your family…