Small Business Insurance Archives

28Oct

Revealing Stats Show Employee Theft Is Rampant—Here’s How Crime Insurance Can Help

Employee theft is a serious issue impacting businesses of all sizes, and it’s much more common than many realize. The assumption that employees are inherently trustworthy, while positive, can sometimes lead to devastating blind spots.…

14Oct

Get with the BOP Beat: The Essentials of Business Owners Policies vs. General Liability

Running a business comes with inherent risks, but having the right insurance policy can provide crucial protection for your business and the efforts invested in building it. In the process of selecting coverage, you'll often…

23Sep

Don’t Wing It – Safeguarding Your Paycheck From Gig to Safe Gig

Freelancing is booming as more people prioritize work-life balance and seek flexible ways to earn money. A recent Upwork survey indicates that most American workers will freelance in some capacity by 2027. Are you familiar…

03Sep

Workers’ Comp-licated? Let’s Break It Down!

Workers’ compensation insurance provides essential support to employees who suffer injuries or illnesses while on their job. This coverage ensures they receive necessary medical care, ongoing treatment, and compensation for lost wages. In severe cases,…

19Aug

Small Business Insurance Insights Uncovered: What Solopreneurs and Teams Need to Know

From delicious baked goods to pet grooming, many hard-working entrepreneurs here in Missouri have been putting their amazing ideas wholeheartedly to work. Ten percent of Americans have started small businesses, working hard to fulfill their…

22Jul

4 Common Commercial Insurance Claims Demystified: Tips for Efficient Handling

During 10 eventful years of operation, most small businesses will need to submit some kind of commercial insurance claim. If you are in any exciting phase of growth, small business insurance could keep you very…

10Jul

Beneficial Business Sentinels: Vital Insurance Types For Every Small Business Owner

Starting your own business is a thrilling time, as you now get to realize that your dreams have finally yielded fruit! Hanging up the sign with your hours of operation and installing your first card…

10Jun

Allocating For Exceeded Limits: A Comprehensive Guide To Commercial Umbrella Insurance

A well-equipped small business insurance policy can effectively prepare for the unexpected while keeping your digital checkout humming and everything profitable and afloat. Commercial umbrella insurance can provide an extra cushion in case your base…

04Jun

Risk, Reputation, & Protective Resources: General Liability Vs. Professional Liability Insurance

Small businesses face numerous challenges and potential legal issues daily, from negligence claims to accidental injuries. General liability and professional liability insurance offer essential protection against these risks. Learn how these policies can safeguard your business, covering everything from property damage and advertising injuries to professional mistakes and reputational harm. Discover what these insurances cover, their costs, and which businesses need them. Secure your small business with the right insurance plan from the Alexander Insurance Agency of St. Charles.

20May

Axe The Excess: Top Tips to Cut Homeowners’ Insurance Costs in 2024

After closing day and the long-awaited move-in, many homeowners are beginning to realize what a great decision they made! They now have a source of equity and a permanent place to make new memories that…

1 2 3 … 5